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Leveraging Behavioral Economics to Understand and Improve Financial Decision Making Among Vulnerable Older Adults (Discovery)

Observational Financial Exploitation of Older Adults

For patients and families

In plain language

An automatic summary of structured registry data. It is an orientation aid, not a substitute for the official protocol or a physician assessment.

What is being studied
This is an observational study: the protocol does not assign a study treatment.
Who it may be relevant to
Registry conditions: Financial Exploitation of Older Adults. Basic parameters: from 60 years · All.
What needs checking
Age, condition and sex are only basic indicators. Prior treatment, laboratory values and other mandatory requirements appear in the eligibility criteria below.
Where it takes place
United States
Next step
Save the trial, show it to the treating physician, and confirm current recruitment with the study center. Costs, documents and travel →
Official title

Leveraging Behavioral Economics to Understand and Improve Financial Decision Making Among Vulnerable Older Adults

Overview

This study seeks to: * Identify behavioral preference patterns that characterize older adults vulnerable to financial exploitation. * Estimate the extent to which biases in decision-making process influence financial decisions among older adults vulnerable to financial exploitation to refine information content and behavioral 'nudge' strategies.

Primary outcome measures

  • Frequency of choosing the riskier option on the risk tolerance decision-making task [Time frame: During the time of the decision-making task (about 5-10 minutes)]
  • Frequency of choosing the more trusting option on the trust decision-making task [Time frame: During the time of the decision-making task (about 5-10 minutes)]
  • Frequency of choosing the more altruistic option on the altruism decision-making task [Time frame: During the time of the decision-making task (about 5-10 minutes)]
  • Frequency of choosing the more patient option on the impatience decision-making task [Time frame: During the time of the decision-making task (about 5-10 minutes)]
  • Frequency of choosing the less loss-averse option on the loss-aversion decision-making task [Time frame: During the time of the decision-making task (about 5-10 minutes)]
  • Physiological arousal as measured via heart rate [Time frame: During the time of the decision-making tasks (about 20-40 minutes)]
  • Physiological arousal as measured via skin conductance [Time frame: During the time of the decision-making tasks (about 20-40 minutes)]
  • Physiological arousal as measured via pupil dilation [Time frame: During the time of the decision-making tasks (about 20-40 minutes)]
  • Frequency of facial expressions associated with valence and engagement [Time frame: During the time of the decision-making tasks (about 20-40 minutes)]
  • Attention as assessed by eye fixations [Time frame: During the time of the decision-making tasks (about 20-40 minutes)]
Secondary outcome measures (1)
  • Response time during the behavioral tasks [Time frame: During the time of the decision-making tasks (about 20-40 minutes)]

Eligibility criteria

Inclusion criteria

  • Adults over the age of 60
  • English speakers, to ensure comprehension of study tasks

Exclusion criteria

  • Less than age 60
  • Non-English speaker

Criteria are shown verbatim from the registry (in English). Final eligibility is always assessed by the study center.

Healthy volunteers: Yes

Study design

Observational model
Case-control

Study locations

United States · 1 center
  • The University of Texas Health Science Center at Houston — Houston

Identifiers

NCT: NCT07682727 · HSC-SPH-25-0344 (Discovery) · P30AG086563

Primary sources (government registries)

View this study on ClinicalTrials.gov ↗